Privacy Policy

The National Community Reinvestment Coalition (“NCRC”) respects your privacy and has created this Privacy Policy (“Privacy Policy”) to inform you of the types of information we collect from you when you access and use the NCRC website (“Site”) and what we do with it. By using this Site, you acknowledge and agree to how NCRC collects and uses information about you. The following discloses the information gathering and dissemination practices for this web site (“Site”, “Service” or “Services”).

Information Automatically Logged
We use your IP address to help diagnose problems with our server, to gather statistical data about usage of our web site and to administer our web site.

Cookies
Our site uses cookies to deliver content specific to your interests, to save your password so you don’t have to re-enter it each time you visit our site, and for other purposes.

Registration Forms
Our site’s registration forms require users to give us contact information (like their name, email, and postal address), financial information (like their bank account or credit card numbers), unique identifiers (such as home telephone number), and demographic information (like their zip code, age, or income level).

Contact information from the registration forms is used to ship information about NCRC and our affiliates. User contact information is also used to get in touch with users when necessary, and for other purposes such as when we want to let you know about events, products or services that may be of interest to you.
Users may opt-out of receiving future mailings; see the choice/opt-out section below.

Financial information that is collected is used to bill the user for products and services.

Unique identifiers (such as username and password) may be collected from web site visitors to verify the user’s identity.

Demographic and profile data is also collected at our Site. We use this data to tailor our visitor’s experience at our Site showing them content that we think they might be interested in, and displaying the content according to their preferences.

Order Forms and Event Registration
Our Site uses order forms to request information about products and services and to register for conferences, symposia, seminars and other events. We collect contact information (like email address), financial information (like account or credit card numbers), unique identifiers (such as user name and password), and demographic information (like zip code, age, or income level).

Contact information from the order forms is used to ship purchases, invoices and information about our company and events. Contact information is also used to get in touch with visitors when necessary, and for other purposes. For instance, when you register for a conference or event, contact information is shared with other conference participants and with speakers.

When you register for a conference or event on our site, you have granted us permission to release the information you entered, except for payment information.
Users may opt-out of receiving future mailings; see the choice/opt-out section below.

Financial information that is collected is used to bill users for products and services.

Surveys
Our online surveys ask visitors for contact information (like email address) and demographic information (like zip code, age, or income level), among other things.

Contact information from the survey forms is used to ship information about NCRC and our affiliates. User contact information is also used to get in touch with users when necessary, and for other purposes such as when we want to let you know about events, products or services that may be of interest to you.
Users may opt-out of receiving future mailings; see the choice/opt-out section below.

Unique identifiers may be collected from web site visitors to verify the user’s identity.

Demographic and profile data is also collected at our site. As for registrations and orders, we use this data to tailor our visitor’s experience at our site showing them content that we think they might be interested in, and displaying the content according to their preferences.

Information Sharing and Disclosure
Aggregate Information and Non-Identifying Information. We may share aggregated information that does not include Personal Information and we may otherwise disclose Non-Identifying Information and Log Data with third parties for industry analysis, demographic profiling and other purposes. Any aggregated information shared in these contexts will not contain your Personal Information.

Service Providers and Plug-Ins
We may employ third party companies and individuals to facilitate our Service, to provide the Service on our behalf, to perform Site-related services (e.g., without limitation, maintenance services, database management, forum and comment management, membership registration, subscription and renewal payments, e-mail newsletter management, web analytics and improvement of the Site’s features) or to assist us in analyzing how our Site and Service are used. These third parties have access to your Personal Information to perform these tasks on our behalf and in accordance with their own terms and privacy policies. In addition, some of our service providers have their own widgets and/or plug-ins on the Site that allow you to sign up or share information. Any Personal Information that you provide through any of the third-party widgets or plug-ins (e.g., providing email addresses to be notified of updates on the Site, registering with a third party to post comments to discussion forums, sharing activity on Facebook, Tumblr, Twitter), is submitted to the third party and is governed by such third-party privacy policies. See the Links to Other Sites section for more information.

Transmissions
You acknowledge that any communications or transmissions to or from this Site or any related site may not be completely private even if efforts are made to secure the privacy of such as communications and transmissions can be intercepted.

Compliance with Laws and Law Enforcement
We will disclose any information about you to government or law enforcement officials or private parties as we, in our sole discretion, believe necessary or appropriate to respond to claims and legal process (including but not limited to subpoenas), to protect the property and rights of NCRC or a third party, to protect the safety of the public or any person, or to prevent or stop activity we may consider to be, or to pose a risk of being, any illegal, unethical or legally actionable activity.

Business Transfers
NCRC may sell, transfer or otherwise share some or all of its assets, including your Personal Information, in connection with a merger, acquisition, reorganization or sale of assets or in the event of bankruptcy. You will have the opportunity to opt out of any such transfer if the new entity’s planned processing of your information differs materially from that set forth in this Privacy Policy.

International Visitors
The Site is available throughout the world for different purposes. For instance, NCRC members and/or other individuals may access this Site from outside the United States to purchase a product or view pertinent information. The Site shall be operated in accordance with laws of the United States and visitors to the Site should be aware that the laws of the United States may differ from those of their respective countries of residence.

By providing your personal information as an international visitor or user, you are: (i) permitting the transfer of your personal information to the United States, which may not have the same data protection laws as the country in which you reside; and (ii) permitting the use of your personal information in accordance with this Privacy Policy.

External Links
This site contains links to other sites. NCRC is not responsible for the privacy practices or the content of such web sites.

Public Forums
This site may make chat rooms, forums, message boards, web and email discussions and/or news groups available to its users. Please remember that any information that is disclosed in these areas becomes public information and you should exercise caution when deciding to disclose your personal information.
We request user registrations to encourage responsible and respectful use of our discussion systems.
We do not sell or share site registration information with outside firms or individuals.

If you create a user profile for a public forum, it will be available to other registered users.

Your email address will be available to other registered users.

NCRC may occasionally send public forum users news and information about our organization and affiliates.

Supplementation of Information
This Site may supplement the information that you provide with information that is received from third parties. This practice is primarily used to update user profiles for changes in employment and geographic location.

Choice/Opt-Out
Our Site provides users the opportunity to opt-out of receiving promotional/marketing information from us.

You can send email to: administrator AT ncrc dot org

You can send mail to the following postal address:
NCRC, Attn: Site Administrator
740 15TH STREET, SUITE 400
WASHINGTON DC 20005

You can call the following telephone number: (202) 628-8866

Data Quality/Access
This site gives users the following options for changing and modifying information previously provided:
You can send email to: administrator AT ncrc dot org
You can visit the following URL: Contact Us
You can send mail to the following postal address:
NCRC, Attn: Site Administrator
740 15TH STREET, SUITE 400
WASHINGTON DC 20005

You can call the following telephone number: (202) 628-8866

Contacting the web site
If you have any questions about this privacy statement, the practices of this site, or your dealings with this web site, you can contact by email at administrator ncrc dot org

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